P&L Only

Insights and guidance on P&L-only loan programs for self-employed borrowers who qualify using profit and loss statements instead of traditional tax returns. Explore underwriting considerations, documentation requirements, and broker strategies for structuring P&L-based financing solutions.

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What To Know About Profit And Loss Statements For A Loan Application

A profit and loss statement for a loan application can unlock financing for self‑employed borrowers who lack typical pay stubs.

July 30, 2025

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