Lendz Case Studies
Real-world lending success stories from our clients, highlighting the strategies, programs, and partnerships that help brokers get loans across the finish line.
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Second-Home in the Florida Keys, Approved When Everyone Else Said No
When a Florida Keys property was labeled as an investment instead of a second home, most lenders said no. Lendz said yes. In this case study, see how Lendz helped South Florida Lending Consultants secure a true second-home approval using a bank statement program with no tax returns required, minimal down payment, and a smooth close that led to multiple follow-on loans.
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5-Day CTC on a High LTV Cash-Out: Won on Speed and Program Fit
When a high-LTV cash-out refinance collided with a recent property listing, options were limited and time was tight. New Tech Mortgage Corp. partnered with Lendz to navigate program restrictions, deliver competitive pricing, and clear the loan in just five days - unlocking equity in time for the borrower’s next investment and proving that speed and flexibility still win tough deals.
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$700K Funded After a Bank Decline: Saved on Program Fit
When a Texas cash-out refinance was declined by a bank due to program and property restrictions, AMP Mortgage turned to Lendz for a smarter solution. By shifting the file from a P&L structure into a bank statement program that aligned with the borrower’s real income and existing seasoning, the deal moved forward without delays.
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The 10-Day Turn That Kept a Dream Home from Slipping Away
When a $1.94M purchase nearly collapsed due to unfiled tax returns and a tightening contract timeline, Alliance Bay Funding turned to Lendz for a fast, realistic solution. Our team guided broker Nguyen Le through an asset depletion structure, cleared conditions early, and kept the buyers’ assignment of contract protected.
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How Lendz Closed a Bank Statement Loan 10 Days Early With Ease
When broker, Jorge Maceira, from MAC Financial Group, partnered with Lendz Financial, he saw firsthand what true efficiency looks like.
How Lendz Turned a Self-Employed Roadblock Into a Win
When a self-employed borrower’s loan fell apart just days before a cross-country move, broker Lety Radulovich turned to Lendz Financial for help.
Lendz Secures $1.4M New Construction Loan in 10 Days, Protecting $700K Escrow Deposit
In luxury real estate, timing can mean the difference between success and financial disaster. Mortgage Consultant Gaby Bermudez faced this exact scenario when her client’s $1.4M new construction loan hit unexpected delays.
Securing a Closing Against the Clock with Expert Partnership
Zach Taylor, a broker at Loan Wolf Lending, encountered a high-pressure scenario. A promising deal for his borrower was in jeopardy after her original lender denied a bank statement loan due to its own specific internal guidelines, despite the file having a strong, completed appraisal.
