News
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Lendz Secures $1.4M New Construction Loan in 10 Days, Protecting $700K Escrow Deposit
In luxury real estate, timing can mean the difference between success and financial disaster. Mortgage Consultant Gaby Bermudez faced this exact scenario when her client’s $1.4M new construction loan hit unexpected delays.
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Top Mortgage Brokers Aren’t Waiting Weeks to Close, Neither Should You
The best closers don’t work harder; they work earlier. Every file they touch is front-loaded with the right documents, clear timelines, and no open questions. That means when the file hits underwriting, it moves instead of sitting in limbo while everyone waits for missing pieces.
5-Minute Checklist: How Mortgage Brokers Can Filter Out 80% of Files That Won’t Fund
Every unqualified lead that hits your desk costs you comp, not just time. If you spend just 30 minutes chasing a no‑go, you just pushed areal file to tomorrow. The fix is simple: run a 5‑minute checklist on every new inbound.
Why Mortgage Loan Officers Who Respond in Under 60 Minutes Close More Deals
In today’s hyper-competitive market, loan officer response time can make or break the deal. Responding to a mortgage inquiry within the first hour doesn’t just give you a head start- it gives you a significant conversion edge.
How To Calculate DSCR In Real Estate For Mortgage Coverage
Understanding how to calculate the Debt Service Coverage Ratio (DSCR) in real estate helps investors and brokers assess the financial strength of an income-producing property. The Debt Service Coverage Ratio (DSCR) indicates whether a property generates sufficient cash flow to cover the cost of its loan.
DSCR Loan Requirements: Are You Ready To Apply?
If you're a real estate investor searching for financing that moves fast and works around your income profile, a DSCR loan could be the right solution. At Lendz Financial, we help investors qualify based on rental income, not personal income. Hence, you can secure funding even if you don’t fit into traditional lending boxes.
What Is DSCR In Real Estate? All You Need To Know
When venturing into real estate investment or financing, understanding key financial metrics is essential. One of the most crucial measures is the Debt Service Coverage Ratio (DSCR), which helps assess a property's financial health. DSCR shows how much income a property generates relative to its debt obligations, guiding investors, lenders, and buyers in evaluating risk.
Pros And Cons Of DSCR Loan For Real Estate Investors
Real estate investment in the US presents a compelling opportunity, driven by the country's diverse markets, expanding population, and strong economic fundamentals. However, securing financing for investment properties can be challenging. One option that has gained popularity among real estate investors is the Debt Service Coverage Ratio (DSCR) loan.
10 Tips For Mortgage Brokers Looking to Generate More Business
Mortgage brokers can increase sales and grow their business by networking with industry professionals, implementing targeted advertising, creating referral incentives, offering educational seminars, maintaining a strong online presence, and using proactive outreach methods like cold calling and direct mail. Building trust through transparent communication, assembling an effective team, and staying informed about industry trends further solidify brokers' success and credibility.
Plug and Play With Non-QM Loans: A Game-Changer for the Mortgage Industry
Non-qualified mortgage (non-QM) loans provide flexible financing options for borrowers who don't qualify for traditional loans, allowing mortgage brokers to reach more clients, increase profits through higher interest rates, and build lasting customer relationships, making non-QM loans essential for industry growth.
Lendz and LendingPad Further Integration Through Wholesale Channel
On February 23, 2023, Lendz Financial announced a wholesale mortgage integration with LendingPad, aimed at simplifying and modernizing broker lending processes. The partnership leverages advanced technology to eliminate inefficiencies and provides user-friendly solutions with multilingual, US-based support.
Foreign National Loans: Pros, Cons, and Ideal Clients
Foreign National loans are Non-QM mortgages tailored for non-U.S. citizens investing in U.S. properties. These loans offer simplified qualification, flexible documentation, and versatile property options. While rates are higher and down payments larger, they attract serious international investors. Brokers offering these loans can expand their client base and increase competitive advantage.
Proven Marketing Strategies to Attract Non-QM Clients for Mortgage Brokers
To effectively market to Non-QM clients, brokers should understand client needs, build trust, strengthen online presence, network strategically, host educational events, and consistently follow up. Using targeted communication and authentic engagement, brokers can attract and retain Non-QM clients by making them feel valued and understood.
Mortgage Broker’s Guide to Non-QM Success: Seven Key Tips
Non-QM loans offer mortgage brokers growth opportunities by catering to self-employed and uniquely situated borrowers. Brokers succeed by understanding loan options, building lender relationships, mastering alternative documentation, educating clients, using technology, staying current on industry trends, and nurturing long-term client relationships.
Why Lendz Is the Best Non-QM Lender for Mortgage Brokers in 2025
Non-QM loans from Lendz Financial offer brokers flexible financing solutions for clients with unique financial profiles. With efficient processes, industry expertise, advanced tools, and exceptional customer service, brokers can close more deals and expand their client base effectively.
