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Insight

Why Mortgage Loan Officers Who Respond in Under 60 Minutes Close More Deals

In today’s hyper-competitive market, loan officer response time can make or break the deal. Responding to a mortgage inquiry within the first hour doesn’t just give you a head start- it gives you a significant conversion edge.

August 5, 2025

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DSCR Loans

How To Calculate DSCR In Real Estate For Mortgage Coverage

Understanding how to calculate the Debt Service Coverage Ratio (DSCR) in real estate helps investors and brokers assess the financial strength of an income-producing property. The Debt Service Coverage Ratio (DSCR) indicates whether a property generates sufficient cash flow to cover the cost of its loan.

July 23, 2025

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DSCR Loans

DSCR Loan Requirements: Are You Ready To Apply?

If you're a real estate investor searching for financing that moves fast and works around your income profile, a DSCR loan could be the right solution. At Lendz Financial, we help investors qualify based on rental income, not personal income. Hence, you can secure funding even if you don’t fit into traditional lending boxes.

July 23, 2025

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DSCR Loans

What Is DSCR In Real Estate? All You Need To Know

When venturing into real estate investment or financing, understanding key financial metrics is essential. One of the most crucial measures is the Debt Service Coverage Ratio (DSCR), which helps assess a property's financial health. DSCR shows how much income a property generates relative to its debt obligations, guiding investors, lenders, and buyers in evaluating risk.

July 14, 2025

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DSCR Loans

Pros And Cons Of DSCR Loan For Real Estate Investors

Real estate investment in the US presents a compelling opportunity, driven by the country's diverse markets, expanding population, and strong economic fundamentals. However, securing financing for investment properties can be challenging. One option that has gained popularity among real estate investors is the Debt Service Coverage Ratio (DSCR) loan.

July 14, 2025

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Book
Insight

10 Tips For Mortgage Brokers Looking to Generate More Business

Mortgage brokers can increase sales and grow their business by networking with industry professionals, implementing targeted advertising, creating referral incentives, offering educational seminars, maintaining a strong online presence, and using proactive outreach methods like cold calling and direct mail. Building trust through transparent communication, assembling an effective team, and staying informed about industry trends further solidify brokers' success and credibility.

July 10, 2025

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Vedio game remote
Insight

Plug and Play With Non-QM Loans: A Game-Changer for the Mortgage Industry

Non-qualified mortgage (non-QM) loans provide flexible financing options for borrowers who don't qualify for traditional loans, allowing mortgage brokers to reach more clients, increase profits through higher interest rates, and build lasting customer relationships, making non-QM loans essential for industry growth.

July 10, 2025

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lendz and lendingpad
Technology

Lendz and LendingPad Further Integration Through Wholesale Channel

On February 23, 2023, Lendz Financial announced a wholesale mortgage integration with LendingPad, aimed at simplifying and modernizing broker lending processes. The partnership leverages advanced technology to eliminate inefficiencies and provides user-friendly solutions with multilingual, US-based support.

July 10, 2025

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Foreign National Loans
Insight
Foreign National

Foreign National Loans: Pros, Cons, and Ideal Clients

Foreign National loans are Non-QM mortgages tailored for non-U.S. citizens investing in U.S. properties. These loans offer simplified qualification, flexible documentation, and versatile property options. While rates are higher and down payments larger, they attract serious international investors. Brokers offering these loans can expand their client base and increase competitive advantage.

July 10, 2025

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Proven Marketing Strategies
Insight

Proven Marketing Strategies to Attract Non-QM Clients for Mortgage Brokers

To effectively market to Non-QM clients, brokers should understand client needs, build trust, strengthen online presence, network strategically, host educational events, and consistently follow up. Using targeted communication and authentic engagement, brokers can attract and retain Non-QM clients by making them feel valued and understood.

July 10, 2025

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Business man
Insight

Mortgage Broker’s Guide to Non-QM Success: Seven Key Tips

Non-QM loans offer mortgage brokers growth opportunities by catering to self-employed and uniquely situated borrowers. Brokers succeed by understanding loan options, building lender relationships, mastering alternative documentation, educating clients, using technology, staying current on industry trends, and nurturing long-term client relationships.

July 10, 2025

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News
Lendz

Why Lendz Is the Best Non-QM Lender for Mortgage Brokers in 2025

Non-QM loans from Lendz Financial offer brokers flexible financing solutions for clients with unique financial profiles. With efficient processes, industry expertise, advanced tools, and exceptional customer service, brokers can close more deals and expand their client base effectively.

July 10, 2025

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