Foreign National
Insights and guidance on foreign national loan programs for international borrowers looking to finance real estate in the United States. Explore underwriting considerations, documentation requirements, and broker strategies for qualifying non-U.S. residents through alternative income and asset verification.
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Foreign National DSCR Loan Requirements
Foreign national DSCR loans make it possible for international investors to finance US rental properties without US tax returns or traditional income documentation. This guide breaks down the core foreign national loan requirements, explains how DSCR qualifying works, and shows brokers how to prepare clean files that move smoothly through underwriting.
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Foreign National Loan Down Payment Guide for Real Estate Buyers
Buying property in the U.S. as a foreign national doesn’t have to be complicated. This guide breaks down exactly how down payments work, what lenders look for, and the documentation international buyers need - even without U.S. credit, income, or tax returns.

Foreign National Loans: Pros, Cons, and Ideal Clients
Foreign National loans are Non-QM mortgages tailored for non-U.S. citizens investing in U.S. properties. These loans offer simplified qualification, flexible documentation, and versatile property options. While rates are higher and down payments larger, they attract serious international investors. Brokers offering these loans can expand their client base and increase competitive advantage.