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Standard Doc
Min 620 FICO – Up to 90% LTV
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<svg width="33" height="32" viewBox="0 0 33 32" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M16.3324 11.5404C17.1824 11.5404 17.8714 10.8513 17.8714 10.0013C17.8714 9.1513 17.1824 8.46224 16.3324 8.46224C15.4824 8.46224 14.7933 9.1513 14.7933 10.0013C14.7933 10.8513 15.4824 11.5404 16.3324 11.5404Z" fill="currentcolor"/> <path fill-rule="evenodd" clip-rule="evenodd" d="M5.28668 7.89985C3.88969 8.56158 2.99902 9.96901 2.99902 11.5148V12.001C2.99902 14.2102 4.78988 16.001 6.99902 16.001L6.99902 25.3344H2.99902V28.001H29.6657V25.3344H25.6657V16.001C27.8748 16.001 29.6657 14.2102 29.6657 12.001V11.5148C29.6657 9.96901 28.775 8.56158 27.378 7.89985L18.0447 3.4788C16.9609 2.9654 15.7039 2.9654 14.62 3.4788L5.28668 7.89985ZM26.999 12.001V11.5148C26.999 10.9995 26.7021 10.5304 26.2365 10.3098L16.9031 5.88877C16.5419 5.71763 16.1229 5.71763 15.7616 5.88877L6.42824 10.3098C5.96258 10.5304 5.66569 10.9995 5.66569 11.5148V12.001C5.66569 12.7374 6.26264 13.3344 6.99902 13.3344H25.6657C26.4021 13.3344 26.999 12.7374 26.999 12.001ZM9.66569 25.3344V16.001H12.3324V25.3344H9.66569ZM14.999 16.001V25.3344H17.6657V16.001H14.999ZM20.3324 25.3344V16.001H22.999V25.3344H20.3324Z" fill="currentcolor"/> </svg>
Bank Statements
Min 620 FICO – Up to 90% LTV
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P&L Only
Min 660 FICO – Up to 80% LTV
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<svg width="32" height="32" viewBox="0 0 32 32" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M8.00301 5.33464C6.53025 5.33464 5.33634 6.52854 5.33634 8.0013V10.668H2.66968V8.0013C2.66968 5.05578 5.05749 2.66797 8.00301 2.66797H10.6697V5.33464H8.00301Z" fill="currentcolor"/> <path d="M24.003 5.33464C25.4758 5.33464 26.6697 6.52854 26.6697 8.0013V10.668H29.3363V8.0013C29.3363 5.05578 26.9485 2.66797 24.003 2.66797H21.3363V5.33464H24.003Z" fill="currentcolor"/> <path d="M5.33634 24.0013C5.33634 25.4741 6.53025 26.668 8.00301 26.668H10.6697V29.3346H8.00301C5.05749 29.3346 2.66968 26.9468 2.66968 24.0013V21.3346H5.33634V24.0013Z" fill="currentcolor"/> <path d="M24.003 26.668C25.4758 26.668 26.6697 25.4741 26.6697 24.0013V21.3346H29.3363V24.0013C29.3363 26.9468 26.9485 29.3346 24.003 29.3346H21.3363V26.668H24.003Z" fill="currentcolor"/> <path d="M23.6118 12.9441L21.7262 11.0585L14.0024 18.7824L9.61184 14.3918L7.72622 16.2774L14.0024 22.5536L23.6118 12.9441Z" fill="currentcolor"/> </svg>
WVOE Only
Min 660 FICO – Up to 80% LTV
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<svg width="32" height="32" viewBox="0 0 32 32" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M20.0001 2.66797H6.66675C4.45761 2.66797 2.66675 4.45638 2.66675 6.66552V25.3371C2.66675 27.5462 4.45761 29.3346 6.66675 29.3346H22.6667C24.8759 29.3346 26.6667 27.5462 26.6667 25.3371V17.3346H24.0001V25.3371C24.0001 26.0713 23.4053 26.668 22.6667 26.668H6.66675C5.92824 26.668 5.33341 26.0713 5.33341 25.3371V6.66552C5.33341 5.93127 5.92824 5.33464 6.66675 5.33464H20.0001V2.66797Z" fill="currentcolor"/> <path d="M29.3334 6.66797L25.3334 2.66797L14.6667 13.3346V17.3346H18.6667L29.3334 6.66797Z" fill="currentcolor"/> <path d="M12.0001 12.0013H9.33341V9.33464H12.0001V12.0013Z" fill="currentcolor"/> <path d="M12.0001 17.3346H9.33341V14.668H12.0001V17.3346Z" fill="currentcolor"/> <path d="M20.0001 22.668V20.0013H9.33341V22.668H20.0001Z" fill="currentcolor"/> </svg>
1099 Only
Min 620 FICO – Up to 90% LTV
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Asset Utilization
Min 640 FICO – Up to 85% LTV
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Seconds
Min 660 FICO – Up to 90% CLTV
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Investment Only
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DSCR (1-4)
Min 620 FICO – Up to 80% LTV
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DSCR (5-8)
Min 700 FICO – Up to 75% LTV
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<svg width="33" height="32" viewBox="0 0 33 32" fill="none" xmlns="http://www.w3.org/2000/svg"> <path fill-rule="evenodd" clip-rule="evenodd" d="M6.33179 7.33203H26.9985C27.5507 7.33203 27.9985 7.77974 27.9985 8.33203V23.6654C27.9985 24.2176 27.5507 24.6654 26.9985 24.6654H6.33178C5.7795 24.6654 5.33179 24.2177 5.33179 23.6654V8.33203C5.33179 7.77975 5.7795 7.33203 6.33179 7.33203ZM3.33179 8.33203C3.33179 6.67518 4.67493 5.33203 6.33179 5.33203H26.9985C28.6553 5.33203 29.9985 6.67518 29.9985 8.33203V23.6654C29.9985 25.3222 28.6553 26.6654 26.9985 26.6654H6.33178C4.67493 26.6654 3.33179 25.3222 3.33179 23.6654V8.33203ZM25.9978 14.9987H17.9978V16.9987H25.9978V14.9987ZM17.9978 10.9987H25.9978V12.9987H17.9978V10.9987ZM25.9978 18.9987H17.9978V20.9987H25.9978V18.9987ZM9.33179 17.332C8.22722 17.332 7.33179 18.2275 7.33179 19.332V21.332H9.33179H13.3318H15.3318V19.332C15.3318 18.2275 14.4364 17.332 13.3318 17.332H9.33179ZM11.3306 13.3092L11.3324 13.3088L11.3343 13.3092C11.337 13.3097 11.3398 13.3106 11.3423 13.3117C11.347 13.3137 11.3487 13.3154 11.3489 13.3156L11.3489 13.3156L11.3489 13.3156C11.3491 13.3158 11.3509 13.3175 11.3528 13.3222C11.3539 13.3247 11.3548 13.3275 11.3553 13.3302L11.3557 13.3321L11.3553 13.3339C11.3548 13.3366 11.3539 13.3394 11.3528 13.342C11.3509 13.3467 11.3491 13.3484 11.3489 13.3486L11.3489 13.3486L11.3489 13.3486C11.3487 13.3488 11.347 13.3505 11.3423 13.3525C11.3398 13.3535 11.337 13.3544 11.3343 13.355L11.3324 13.3553L11.3306 13.355C11.3279 13.3544 11.3251 13.3535 11.3225 13.3525C11.3178 13.3505 11.3161 13.3488 11.3159 13.3486L11.3159 13.3486L11.3159 13.3486C11.3157 13.3484 11.314 13.3466 11.312 13.342C11.311 13.3394 11.3101 13.3366 11.3095 13.3339L11.3092 13.3321L11.3095 13.3302C11.3101 13.3275 11.311 13.3247 11.312 13.3222C11.314 13.3175 11.3157 13.3158 11.3159 13.3156L11.3159 13.3156L11.3159 13.3156C11.3161 13.3154 11.3179 13.3137 11.3225 13.3117C11.3251 13.3106 11.3279 13.3097 11.3306 13.3092ZM8.66577 13.3321C8.66577 11.8593 9.85968 10.6654 11.3324 10.6654C12.8052 10.6654 13.9991 11.8593 13.9991 13.3321C13.9991 14.8048 12.8052 15.9987 11.3324 15.9987C9.85968 15.9987 8.66577 14.8048 8.66577 13.3321Z" fill="currentcolor"/> </svg>
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No FICO or 680 – Up to 80% LTV
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Debt Yield Vs. DSCR: Main Differences Brokers Must Know
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