When buying a home, your down payment is most likely the largest upfront expense. A lot of future first-time homebuyers can reasonably afford monthly mortgage payments, however, the initial cost…
According to homes.com buying a new home is one of the most stressful experiences in modern life. Luckily, working with a great loan officer can go a long way in…
When purchasing a new home, the down payment is not all you have to bring to the closing table. Every transaction will come with closings costs. These costs get paid…
According to the Consumer Financial Protection Bureau’s 2020 report – 8.9% of conventional and nonconventional mortgage loans were denied in 2019. During the mortgage process there are several do’s and…
During a real estate transaction there are two types of escrow accounts: a real estate escrow account and a mortgage escrow account. When purchasing a property, you will need to familiarize…
Florida is a unique geographical area where attached condominium units are scrutinized by investors more than any other state. If you are thinking about buying a condo in Florida and…
What is a Non-QM Loan? Non-QM (or Non-Qualified) mortgage products allow borrowers to qualify for a mortgage using alternative income solutions. These programs typically are designed for self-employed business owners,…
Refinancing your mortgage is the process of revising and replacing the terms of an existing loan or mortgage. By doing so, you could potentially reduce your interest rate and save…
There are two main reasons to get a home inspection: To ensure the property meets your standards (no major defects) – a, “full inspection”. Obtain the necessary paperwork required for…
According to the National Association of Realtors, millennials make up the largest share of potential home buyers - about 38% of the total market. However, they are buying fewer homes…
