Skip to content
  • Non-QM
  • News
  • About
  • Careers
  • Contact
  • Resources
  • Broker Sign Up
  • Your Mortgage
Menu
  • Non-QM
  • News
  • About
  • Careers
  • Contact
  • Resources
  • Broker Sign Up
  • Your Mortgage

Uncategorized

  1. Home>
  2. Uncategorized
Read more about the article Lendz and LendingPad Further Integration Through Wholesale Channel

Lendz and LendingPad Further Integration Through Wholesale Channel

  • Post author:PJ Harley
  • Post published:February 23, 2023
  • Post category:Uncategorized
  • Post comments:0 Comments

MCLEAN, VA, UNITED STATES, February 23, 2023 -- Lendz Financial, a tech centric residential mortgage lender, recently announced that they have entered the wholesale market. As their LOS of choice,…

Continue ReadingLendz and LendingPad Further Integration Through Wholesale Channel
Read more about the article Plug and Play With Non-QM Loans: A Game-Changer for the Mortgage Industry

Plug and Play With Non-QM Loans: A Game-Changer for the Mortgage Industry

  • Post author:PJ Harley
  • Post published:February 10, 2023
  • Post category:Uncategorized
  • Post comments:0 Comments

If you're in the mortgage industry, you've likely heard the buzz surrounding non-qualified mortgage (non-QM) loans. These loans have been gaining popularity in recent years due to their flexibility, accessibility,…

Continue ReadingPlug and Play With Non-QM Loans: A Game-Changer for the Mortgage Industry
Read more about the article 10 Tips For Mortgage Brokers Looking to Generate More Business

10 Tips For Mortgage Brokers Looking to Generate More Business

  • Post author:PJ Harley
  • Post published:January 27, 2023
  • Post category:Uncategorized
  • Post comments:0 Comments

As a mortgage broker, your ability to generate new business will determine your success in the industry. To increase your sales and grow your business, it's important to utilize effective…

Continue Reading10 Tips For Mortgage Brokers Looking to Generate More Business
Read more about the article How to use gift money for a mortgage down payment

How to use gift money for a mortgage down payment

  • Post author:Andres
  • Post published:September 10, 2021
  • Post category:Uncategorized
  • Post comments:0 Comments

When buying a home, your down payment is most likely the largest upfront expense. A lot of future first-time homebuyers can reasonably afford monthly mortgage payments, however, the initial cost…

Continue ReadingHow to use gift money for a mortgage down payment
Read more about the article 5 Questions to ask your loan officer

5 Questions to ask your loan officer

  • Post author:Andres
  • Post published:June 11, 2021
  • Post category:Mortgage Tips/Uncategorized
  • Post comments:0 Comments

According to homes.com buying a new home is one of the most stressful experiences in modern life. Luckily, working with a great loan officer can go a long way in…

Continue Reading5 Questions to ask your loan officer
Read more about the article Understanding Mortgage Closing Costs

Understanding Mortgage Closing Costs

  • Post author:Andres
  • Post published:June 4, 2021
  • Post category:Uncategorized
  • Post comments:0 Comments

When purchasing a new home, the down payment is not all you have to bring to the closing table.  Every transaction will come with closings costs.  These costs get paid…

Continue ReadingUnderstanding Mortgage Closing Costs
Read more about the article Five common mortgage mistakes and how to avoid them
Five common mortgage mistakes and how to avoid them

Five common mortgage mistakes and how to avoid them

  • Post author:Andres
  • Post published:May 21, 2021
  • Post category:Uncategorized
  • Post comments:0 Comments

According to the Consumer Financial Protection Bureau’s 2020 report – 8.9% of conventional and nonconventional mortgage loans were denied in 2019. During the mortgage process there are several do’s and…

Continue ReadingFive common mortgage mistakes and how to avoid them
Read more about the article Real Estate vs. Mortgage Escrow Accounts
Entrance to the house

Real Estate vs. Mortgage Escrow Accounts

  • Post author:Andres
  • Post published:May 14, 2021
  • Post category:Uncategorized
  • Post comments:0 Comments

During a real estate transaction there are two types of escrow accounts: a real estate escrow account and a mortgage escrow account. When purchasing a property, you will need to familiarize…

Continue ReadingReal Estate vs. Mortgage Escrow Accounts
Read more about the article Conventional Condo Financing in Florida

Conventional Condo Financing in Florida

  • Post author:Andres
  • Post published:May 4, 2021
  • Post category:Uncategorized
  • Post comments:0 Comments

Florida is a unique geographical area where attached condominium units are scrutinized by investors more than any other state. If you are thinking about buying a condo in Florida and…

Continue ReadingConventional Condo Financing in Florida
Read more about the article Bank Said No? A Non-QM loan might be the solution
businessman self-employed using mobile phone in the office

Bank Said No? A Non-QM loan might be the solution

  • Post author:Andres
  • Post published:April 13, 2021
  • Post category:Uncategorized
  • Post comments:0 Comments

What is a Non-QM Loan? Non-QM (or Non-Qualified) mortgage products allow borrowers to qualify for a mortgage using alternative income solutions. These programs typically are designed for self-employed business owners,…

Continue ReadingBank Said No? A Non-QM loan might be the solution
  • 1
  • 2
  • Go to the next page

A Modern Mortgage Lender (NMLS #1891964)

  • Address: 888 East Las Olas Blvd, Suite 301, Fort Lauderdale, FL 33301
  • Phone: 305.901.0714
  • Email: info@lendzfinancial.com

Site Map

  • Home
  • Non-QM
  • Bridge
  • About Us
  • Careers
  • News
  • Resources
  • Broker Sign Up
  • Your Mortgage

Legal Information

  • Privacy Policy
  • Licenses & Disclosure
  • Website Accessibility

Lendz Financial 2023 © All rights reserved

Facebook-f Youtube Instagram Linkedin

Arizona – State Specific Guidelines


Loans We Can Do:

  • Business Purpose Loans: NMLS license is required to originate these
  • Owner-Occupied Loans: NMLS license is required to originate these

Loans We Cannot Do:

  • If you have the license, we can fund the loan

California – State Specific Guidelines


Loans We Can Do:

  • Business Purpose Loans: NMLS license is required to originate these
  • Owner-Occupied Loans: NMLS license is required to originate these

Loans We Cannot Do:

  • If you have the license, we can fund the loan

Ohio – State Specific Guidelines


Loans We Can Do:

  • Business Purpose Loans: NMLS license is NOT required to originate these
  • Owner-Occupied Loans: NMLS license is required to originate these

Loans We Cannot Do:

  • If you have the license, we can fund the loan.

Texas – State Specific Guidelines

Loans We Can Do:

  • Business Purpose Loans: NMLS license is NOT required to originate these
  • Owner-Occupied Loans: NMLS license is required to originate these

Loans We Cannot Do:

  • If you have the license, we can fund the loan.

New Jersey – State Specific Guidelines


Loans We Can Do:

  • Business Purpose Loans: NMLS license is NOT required to originate these
  • Owner-Occupied Loans: NMLS license is required to originate these

Loans We Cannot Do:

  • If you have the license, we can fund the loan.

Michigan – State Specific Guidelines


Loans We Can Do:

  • Business Purpose Loans: NMLS license is required to originate these
  • Owner-Occupied Loans: NMLS license is required to originate these

Loans We Cannot Do:

  • If you have the license, we can fund the loan

Florida – State Specific Guidelines


Loans We Can Do:

  • Business Purpose Loans: NMLS license is NOT required to originate these
  • Owner-Occupied Loans: NMLS license is required to originate these

Loans We Cannot Do:

  • If you have the license, we can fund the loan.

Minnesota – State Specific Guidelines


Loans We Can Do:

  • Lendz does not originate loans here, yet.

Loans We Cannot Do:

  • Business Purpose Loans: NMLS license is required to originate these (Lendz does not have this license, yet)
  • Owner-Occupied Loans: NMLS license is required to originate these (Lendz does not have this license, yet)

Georgia – State Specific Guidelines


Loans We Can Do:

  • Business Purpose Loans: NMLS license is NOT required to originate these
  • Owner-Occupied Loans: NMLS license is required to originate these

Loans We Cannot Do:

  • If you have the license, we can fund the loan.

Illinois – State Specific Guidelines


Loans We Can Do:

  • Business Purpose Loans: NMLS license is NOT required to originate these
  • Owner-Occupied Loans: NMLS license is required to originate these

Loans We Cannot Do:

  • If you have the license, we can fund the loan.

New Mexico – State Specific Guidelines


Loans We Can Do:

  • Business Purpose Loans: NMLS license is NOT required to originate these

Loans We Cannot Do:

  • Owner-Occupied Loans: NMLS license is required to originate these (Lendz does not have this license, yet)

Alaska – State Specific Guidelines


Loans We Can Do:

  • Lendz does not originate loans here, yet.

Loans We Cannot Do:

  • Business Purpose Loans: NMLS license is required to originate these (Lendz does not have this license, yet)
  • Owner-Occupied Loans: NMLS license is required to originate these (Lendz does not have this license, yet)

Arkansas – State Specific Guidelines


Loans We Can Do:

  • Business Purpose Loans: NMLS license is NOT required to originate these

Loans We Cannot Do:

  • Owner-Occupied Loans: NMLS license is required to originate these (Lendz does not have this license, yet)

Colorado – State Specific Guidelines


Loans We Can Do:

  • Business Purpose Loans: NMLS license is NOT required to originate these

Loans We Cannot Do:

  • Owner-Occupied Loans: NMLS license is required to originate these (Lendz does not have this license, yet)

CEMA: Consolidation, Extension, and Modification Agreement (CEMA) may be utilized for refinance transactions secured by property located in the State of New York. Attorney’s experienced in reviewing and preparing CEMA documentation should be utilized.

Hawaii – State Specific Guidelines


Loans We Can Do:

  • Lendz does not originate loans here, yet.

Loans We Cannot Do:

  • Business Purpose Loans: NMLS license is required to originate these (Lendz does not have this license, yet)
  • Owner-Occupied Loans: NMLS license is required to originate these (Lendz does not have this license, yet)

Connecticut – State Specific Guidelines


Loans We Can Do:

  • Business Purpose Loans: NMLS license is NOT required to originate these

Loans We Cannot Do:

  • Owner-Occupied Loans: NMLS license is required to originate these (Lendz does not have this license, yet)

CEMA: Consolidation, Extension, and Modification Agreement (CEMA) may be utilized for refinance transactions secured by property located in the State of New York. Attorney’s experienced in reviewing and preparing CEMA documentation should be utilized.

Washington DC – State Specific Guidelines


Loans We Can Do:

  • Lendz does not originate loans here, yet.

Loans We Cannot Do:

  • Business Purpose Loans: NMLS license is required to originate these (Lendz does not have this license, yet)
  • Owner-Occupied Loans: NMLS license is required to originate these (Lendz does not have this license, yet)

Delaware – State Specific Guidelines


Loans We Can Do:

  • Business Purpose Loans: NMLS license is NOT required to originate these

Loans We Cannot Do:

  • Owner-Occupied Loans: NMLS license is required to originate these (Lendz does not have this license, yet)

Idaho – State Specific Guidelines


Loans We Can Do:

  • Lendz does not originate loans here, yet.

Loans We Cannot Do:

  • Business Purpose Loans: NMLS license is required to originate these (Lendz does not have this license, yet)
  • Owner-Occupied Loans: NMLS license is required to originate these (Lendz does not have this license, yet)

Indiana – State Specific Guidelines


Loans We Can Do:

  • Business Purpose Loans: NMLS license is NOT required to originate these

Loans We Cannot Do:

  • Owner-Occupied Loans: NMLS license is required to originate these (Lendz does not have this license, yet)

Kansas – State Specific Guidelines


Loans We Can Do:

  • Business Purpose Loans: NMLS license is NOT required to originate these

Loans We Cannot Do:

  • Owner-Occupied Loans: NMLS license is required to originate these (Lendz does not have this license, yet)

Iowa – State Specific Guidelines


Loans We Can Do:

  • Business Purpose Loans: NMLS license is NOT required to originate these

Loans We Cannot Do:

  • Owner-Occupied Loans: NMLS license is required to originate these (Lendz does not have this license, yet)

Kentucky – State Specific Guidelines


Loans We Can Do:

  • Business Purpose Loans: NMLS license is NOT required to originate these

Loans We Cannot Do:

  • Owner-Occupied Loans: NMLS license is required to originate these (Lendz does not have this license, yet)

Louisiana – State Specific Guidelines


Loans We Can Do:

  • Business Purpose Loans: NMLS license is NOT required to originate these

Loans We Cannot Do:

  • Owner-Occupied Loans: NMLS license is required to originate these (Lendz does not have this license, yet)

Maine – State Specific Guidelines


Loans We Can Do:

  • Business Purpose Loans: NMLS license is NOT required to originate these

Loans We Cannot Do:

  • Owner-Occupied Loans: NMLS license is required to originate these (Lendz does not have this license, yet)

Maryland – State Specific Guidelines


Loans We Can Do:

  • Business Purpose Loans: NMLS license is NOT required to originate these

Loans We Cannot Do:

  • Owner-Occupied Loans: NMLS license is required to originate these (Lendz does not have this license, yet)

Massachusetts – State Specific Guidelines


Loans We Can Do:

  • Business Purpose Loans: NMLS license is NOT required to originate these

Loans We Cannot Do:

  • Owner-Occupied Loans: NMLS license is required to originate these (Lendz does not have this license, yet)

Mississippi – State Specific Guidelines


Loans We Can Do:

  • Business Purpose Loans: NMLS license is NOT required to originate these

Loans We Cannot Do:

  • Owner-Occupied Loans: NMLS license is required to originate these (Lendz does not have this license, yet)

CEMA: Consolidation, Extension, and Modification Agreement (CEMA) may be utilized for refinance transactions secured by property located in the State of New York. Attorney’s experienced in reviewing and preparing CEMA documentation should be utilized.

Missouri – State Specific Guidelines


Loans We Can Do:

  • Business Purpose Loans: NMLS license is NOT required to originate these

Loans We Cannot Do:

  • Owner-Occupied Loans: NMLS license is required to originate these (Lendz does not have this license, yet)

Montana – State Specific Guidelines


Loans We Can Do:

  • Business Purpose Loans: NMLS license is NOT required to originate these

Loans We Cannot Do:

  • Owner-Occupied Loans: NMLS license is required to originate these (Lendz does not have this license, yet)

Nebraska – State Specific Guidelines


Loans We Can Do:

  • Business Purpose Loans: NMLS license is NOT required to originate these

Loans We Cannot Do:

  • Owner-Occupied Loans: NMLS license is required to originate these (Lendz does not have this license, yet)

Nevada – State Specific Guidelines


Loans We Can Do:

  • Lendz cannot originate loans here, yet.

Loans We Cannot Do:

  • Business Purpose Loans: NMLS license is required to originate these (Lendz does not have this license, yet)
  • Owner-Occupied Loans: NMLS license is required to originate these (Lendz does not have this license, yet)

New Hampshire – State Specific Guidelines


Loans We Can Do:

  • Business Purpose Loans: NMLS license is NOT required to originate these

Loans We Cannot Do:

  • Owner-Occupied Loans: NMLS license is required to originate these (Lendz does not have this license, yet)

North Carolina – State Specific Guidelines


Loans We Can Do:

  • Business Purpose Loans: NMLS license is NOT required to originate these

Loans We Cannot Do:

  • Owner-Occupied Loans: NMLS license is required to originate these (Lendz does not have this license, yet)

Oregon – State Specific Guidelines


Loans We Can Do:

  • Lendz does not originate loans here, yet.

Loans We Cannot Do:

  • Business Purpose Loans: NMLS license is required to originate these (Lendz does not have this license, yet)
  • Owner-Occupied Loans: NMLS license is required to originate these (Lendz does not have this license, yet)

South Dakota – State Specific Guidelines


Loans We Can Do:

  • Lendz does not originate loans here, yet.

Loans We Cannot Do:

  • Business Purpose Loans: NMLS license is required to originate these (Lendz does not have this license, yet)
  • Owner-Occupied Loans: NMLS license is required to originate these (Lendz does not have this license, yet)

Utah – State Specific Guidelines


Loans We Can Do:

  • Lendz does not originate loans here, yet.

Loans We Cannot Do:

  • Business Purpose Loans: NMLS license is required to originate these (Lendz does not have this license, yet)
  • Owner-Occupied Loans: NMLS license is required to originate these (Lendz does not have this license, yet)

Vermont – State Specific Guidelines


Loans We Can Do:

  • Lendz does not originate loans here, yet.

Loans We Cannot Do:

  • Business Purpose Loans: NMLS license is required to originate these (Lendz does not have this license, yet)
  • Owner-Occupied Loans: NMLS license is required to originate these (Lendz does not have this license, yet)

Virginia – State Specific Guidelines


Loans We Can Do:

  • Lendz does not originate loans here, yet.

Loans We Cannot Do:

  • Business Purpose Loans: NMLS license is required to originate these (Lendz does not have this license, yet)
  • Owner-Occupied Loans: NMLS license is required to originate these (Lendz does not have this license, yet)

North Dakota – State Specific Guidelines


Loans We Can Do:

  • Lendz does not originate loans here, yet.

Loans We Cannot Do:

  • Business Purpose Loans: NMLS license is required to originate these (Lendz does not have this license, yet)
  • Owner-Occupied Loans: NMLS license is required to originate these (Lendz does not have this license, yet)

Oklahoma – State Specific Guidelines


Loans We Can Do:

  • Business Purpose Loans: NMLS license is NOT required to originate these

Loans We Cannot Do:

  • Owner-Occupied Loans: NMLS license is required to originate these (Lendz does not have this license, yet)

CEMA: Consolidation, Extension, and Modification Agreement (CEMA) may be utilized for refinance transactions secured by property located in the State of New York. Attorney’s experienced in reviewing and preparing CEMA documentation should be utilized.

Pennsylvania – State Specific Guidelines


Loans We Can Do:

  • Business Purpose Loans: NMLS license is NOT required to originate these

Loans We Cannot Do:

  • Owner-Occupied Loans: NMLS license is required to originate these (Lendz does not have this license, yet)

South Carolina – State Specific Guidelines


Loans We Can Do:

  • Business Purpose Loans: NMLS license is NOT required to originate these

Loans We Cannot Do:

  • Owner-Occupied Loans: NMLS license is required to originate these (Lendz does not have this license, yet)

Rhode Island – State Specific Guidelines


Loans We Can Do:

  • Business Purpose Loans: NMLS license is NOT required to originate these

Loans We Cannot Do:

  • Owner-Occupied Loans: NMLS license is required to originate these (Lendz does not have this license, yet)

Tennessee – State Specific Guidelines


Loans We Can Do:

  • Business Purpose Loans: NMLS license is NOT required to originate these

Loans We Cannot Do:

  • Owner-Occupied Loans: NMLS license is required to originate these (Lendz does not have this license, yet)

Washington – State Specific Guidelines


Loans We Can Do:

  • Business Purpose Loans: NMLS license is NOT required to originate these

Loans We Cannot Do:

  • Owner-Occupied Loans: NMLS license is required to originate these (Lendz does not have this license, yet)

West Virginia – State Specific Guidelines


Loans We Can Do:

  • Business Purpose Loans: NMLS license is NOT required to originate these

Loans We Cannot Do:

  • Owner-Occupied Loans: NMLS license is required to originate these (Lendz does not have this license, yet)

Wisconsin – State Specific Guidelines


Loans We Can Do:

  • Business Purpose Loans: NMLS license is NOT required to originate these

Loans We Cannot Do:

  • Owner-Occupied Loans: NMLS license is required to originate these (Lendz does not have this license, yet)

Wyoming – State Specific Guidelines


Loans We Can Do:

  • Business Purpose Loans: NMLS license is NOT required to originate these

Loans We Cannot Do:

  • Owner-Occupied Loans: NMLS license is required to originate these (Lendz does not have this license, yet)

Alabama – State Specific Guidelines


Loans We Can Do:

  • Business Purpose Loans: NMLS license is NOT required to originate these

Loans We Cannot Do:

  • Owner-Occupied Loans: NMLS license is required to originate these (Lendz does not have this license, yet)

New York – State Specific Guidelines


Loans We Can Do:

  • Business Purpose Loans: NMLS license is NOT required to originate these

Loans We Cannot Do:

  • Owner-Occupied Loans: NMLS license is required to originate these (Lendz does not have this license, yet)

CEMA: Consolidation, Extension, and Modification Agreement (CEMA) may be utilized for refinance transactions secured by property located in the State of New York. Attorney’s experienced in reviewing and preparing CEMA documentation should be utilized.

×
×

Cart