Standard Doc
Bank Statements
P&L Only
WVOE Only
1099 Only
Asset Utilization
DSCR (1-4)
DSCR (5-8)
Cross Collateral
Foreign National
Seconds

Easy Starts Here

Select a series or action to the left or an income type above for more information.

Non-QM. 
Every Product One Click Away.

Series Z

Series 1

Series 2

Series 3

Series 4

Series 5

Series 6

Series 7

Loan Actions

*NEW* Easy Submit

Submit your loan and upload docs in 3 minutes or less.

Submit a Loan Change

Request a Closing/CD

Bank Statement Review

Pre-Qual
Request

Order an Appraisal

Resources

CONTACT SUPPORT

[email protected]
1-305-901-0714

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Guides & Actions
Pricing Engine
Loan Forms
Tutorials
Turnaround Times
Custom Marketing
Where We Lend
Mortgagee Clause
LendingPad Login
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Rapid Fire Pricing. 
Crank Out Scenarios.

This version of the pricing engine may generating pricing scenarios outside of guideline restrictions. Please refer to the matrices below or LendingPad to establish official product eligibility.

loanPASS
This pricing engine is intended to be used as a tool for licensed mortgage and real estate professionals only and is not intended to be utilized by potential borrowers or by the general public. The information does not take into consideration borrower’s personal financial situation, verified credit score, income, existing debt, or other factors.  Pricing is not considered to be final until registered and approved through LendingPad LOS, underwriting, and lock desk confirmation. This is not a commitment to lend. The non-binding quotes are not official Loan Estimates under Reg. Z. Lendz Financial is an equal opportunity lender. Rate, terms and programs subject to change without notice.  Full eligibility to be determined by guidelines, rate sheets, and matrices.

Need calculations? 
We got you.

Need A Form? 
You Can Find It Here.

Credit Card Authorization
Signature Authorization
ACH
Business Narative
Borrower Contact Consent Form

Tutorials. 
Our Videos Break It Down.

Import
Your MISMO 3.4
LENDZ-LOGO-IL-3.png

How to Import Your MISMO 3.4 File

1. Select "Pipeline" in the main menu
2. Select "Import"
3. Make sure the Lender, File Format, and Branch are correct.
4. Select the file(s) you would like to upload by either dragging and dropping or by clicking the the "select files(s) from your computer" link.
5. Select "Import New Loan"
6. The new loan number were show up in a dialog box on the bottom right hand corner of the screen.
7. Select "Search"
8. Click the loan number of the loan you just imported.

Order
An Appraisal
LENDZ-LOGO-IL-3.png

How To Order An Appraisal

Option 1:

Locate the actions menu and select "Request for Appraisal" in our LOS and follow the steps in the video below.

Make sure to include the contract for entry information: Name, Phone Number, and E-mail Address.

Option 2:

Sign up with one of the AMCs below and order the appraisal yourself.

Upload
A
Condition
LENDZ-LOGO-IL-3.png

How To Upload A Condition

1. Expand the "Documents" Tab.
2. Select "add new documents".
3. Select the one or multiple files.
4. Label the document(s) type and name.
5. Select the condition you would like to attach the document to.
6. Select "Add New Documents" to upload the documents.

Add A Credit Provider
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How To Add Your Credit Provider

One Company Login
Credit Provider Tutorial - How to add one company login

This section shows system administrators how to add their credit provider login. This method is for brokerages that only have ONE login for the entire company.

If your brokerage has one set of credentials with your credit provider that everyone uses, follow the steps below.

1. Select "Settings" on the main menu
2. Select "Actions"
3. Select the pencil tool next to "Credit Report"
4. Select the "Contacts" tab
5. Select the check box next to the credit provider you work with.
6. Make sure the credential source type is "company"
7. Enter your company's credentials
8. Select "Save Changes"
9. Select "Credit Report"
10. Select "Activate Action"
11. Select "Save Changes"

User Logins
Credit Provider Tutorial -User Logins

This section shows system administrators how to setup their account so that loan officers can merge/pull credit using their unique credit credentials.

If each loan officer at your brokerage has their own credentials with your credit provider, follow the steps below.

1. Select "Settings" on the main menu
2. Select "Actions"
3. Select the pencil tool next to "Credit Report"
4. Select the "Contacts" tab
5. Select your credit provider
6. Select "User" from the drop down menu next to the credit provider.
7. Scroll up and select "User" from the drop down menu next to the "Set Credentials Source Type To All Contacts" button.
8. Click the "Set Credentials Source Type To All Contacts"
9. Select "Confirm"
10. Select "Save Changes"
11. Select "Credit Report"
12. Select "Activate Action"
13. Select "Save Changes"

Individual User Logins
Credit Provider Tutorial -Individual User Logins

This section is to show loan officers, processors, and other non-system admin users how to add their credit provider credentials.

This will allow you to merge existing credit reports into the system.

1. Select your name on the top right hand corner.
2. Select "Profile"
3. Select "Edit Profile"
4. Select "Actions"
5. Enter your credit provider credentials
6. Select "Save Changes"

Add Loan Officer To LendingPad
LENDZ-LOGO-IL-3.png

How To Add Loan Officers To Your Account

1. Select "Settings" from the main menu
2. Select "Users"
3. Select "Invite New Users"
4. Enter the e-mail address of the user(s) you would like to add
5. Select "Add to List"
6. Enter their first and last name.
7. Select their user role in the dropdown next to "Add New User Role"
8. Select the branch they are a part of

9. Select "+ Invite New Users"
10. Select "Settings" from the main menu
11. Select "Users Licenses"
12. Select the pencil icon next to the name of the loan officer you just added
13. Enter their NMLS ID
14. Select "Add License"
15. Add any licenses that will be necessary for origination.
16. Click "Save Changes"

Turnaround Times. 
We keep it moving.

24hrs - Initial Underwriting

24hrs - Initial Disclosures

48hrs - Condition Review

24hrs - Redisclosures

4hrs - CTC Review

48hrs - QC

48hrs - Closing

Easy Marketing. 
Customize white label marketing materials.

This Is Where We Lend. 
And We're Expanding Quick.

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Owner Occupied &
Business Purpose

Business Purpose
Only

We Do Not Fund
Loans Here, Yet

Mortgagee Clause. 
Quick Copy.

Reliable Holdings Manager, LLC
DBA Lendz Financial
ISAOA/ATIMA
888 East Las Olas Blvd Suite 301
Fort Lauderdale, FL 33301