Case Study

Lendz Secures $1.4M New Construction Loan in 10 Days, Protecting $700K Escrow Deposit

August 28, 2025

Client: Gaby BermudezBroker: The Mortgage Boutique
$1.4MConstruction loan funded in 10 days$700kEscrow deposit saved rom forfeiture100%Deadline met without delay
Construction loan funded in 10 daysEscrow deposit saved rom forfeitureDeadline met without delay

The Challenge

In luxury real estate, timing can mean the difference between success and financial disaster. Mortgage Consultant Gaby Bermudez faced this exact scenario when her client’s $1.4M new construction loan hit unexpected delays.

The stakes couldn’t have been higher. The title company delivered an ultimatum: if the loan failed to close and fund within 10 calendar days, the borrower’s $700,000 escrow deposit would be forfeited to the developers.

“This wasn’t just about closing a loan,” said Bermudez. “My client was facing the potential loss of nearly three-quarters of a million dollars and the collapse of their dream home project. The pressure was immense - failure wasn’t an option.”

The challenge demanded not just a willing lender, but a partner capable of flawless execution under an immovable deadline.

The Solution

Recognizing the urgency, Gaby immediately turned to Lendz Financial. Together, they activated a plan built on speed, precision, and teamwork.

The Result

The outcome was a success on every front.

$1.4M new construction loan funded

in exactly 10 days

$700K escrow deposit fully protected

saving the borrower from a catastrophic loss

Dream home secured

borrowers got their loan approved without disruption

This win reinforced the value of Lendz’s partnership with brokers like The Mortgage Boutique: the ability to move decisively under pressure while protecting clients from financial risk.

"This case is exactly why I value my relationship with Lendz. I'm a person who doesn't like to mess around; when it's time to work, I like to get it done. I appreciate Lendz and my Account Executive, Mike, because they always find a way to make it happen. They shared our urgency, and they did it without putting my client into a costly hard money loan with unfavorable terms."
Gaby Bermudez
Broker, The Mortgage Boutique

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