Non-QM Loans

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Full Doc Non-QM Loans

Full Doc Non-QM loans are designed for borrowers who have the income to support a conventional loan, but for one reason or another do not qualify. Full Doc Non-QM loans offer the lowest rates among the Non-QM products and can often make for a compelling Jumbo loan solution.​

Lowest rate of Non-QM products

Investment and Owner-Occupied options

Jumbo loans available

Credit scores start at 600

Talk to a Loan Officer

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Bank Statement Loans

Bank statement loans are designed for self employed borrower looking to use alternative forms of income to qualify for a mortgage loan. 12- and 24-month bank statement options are available.

No tax returns required

Investment and Owner-Occupied options

Jumbo loans available

Credit scores start at 600

A lender you can trust !

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DSCR Loans

DSCR loans are designed for real estate investors looking for an alternate income method of mortgage lending. The DSCR qualifies a borrower based on the property’s debt service coverage ratio.​

No tax returns required

Can close in the name of a business

30 Year loan term

Credit scores starting at 700

Talk to a Loan Officer

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Lite Doc Loans

Lite Doc loans are bridge loans designed for real estate investors looking for a short-term financing solution. Although these loans required large down payments (or higher levels of equity), and typically come with higher interest rates, minimal documentation is required.

Low or no credit scores are ok

No income documentation required

Terms as long as 5 years available

No pre-payment options are available

Fast closings

Must close in the name of a business

A lender you can trust !

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Jumbo

Jumbo loans are loans that exceed the conforming loan limit determined by the Federal Housing Financing Agency. Jumbo loans are great options for home with higher price tags and often offer rates comparable to standard conventional loans.

Credit scores start at 620

Down payments as low as 5%

Loan amounts can exceed the conforming loan limit