Conventional loans are typically a good option for homebuyers with higher credit scores and a consistent employment history. Down payments start as low as 3%. Conventional loans usually come with lower interest rates and fixed terms.
Ask your loan officer if you are in a high cost area
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HomeReady
HomeReadyTM is a loan program designed by Fannie Mae that helps individuals in limited income situations. Down payments start as low as 3% and gift funds from family members may be used to help cover any cost associated with the loan, including the down payment.
Home Possible® is a loan program designed by Freddie Mac to help more borrower achieve homeownership. Low down payment options and easier credit score make this a great option for individuals with less than perfect credit profiles.
As CEO of Lendz Financial, Cesar is responsible for providing leadership, creating company policies , strategy , developing and implementing operational policies as well as the companies strategic plan. For the past decade, Cesar has been responsible for the launch of several entities in various sectors like, hospitality, financial services, real estate development, construction, transport & logistic. Cesar Jr is fully bilingual, passionate and committed to contributing to excellence in businesses, has extensive knowledge of company start ups and very good business relationship.