Conventional Loans
Conventional Loans
Conventional loans are typically a good option for homebuyers with higher credit scores and a consistent employment history. Down payments start as low as 3%. Conventional loans usually come with lower interest rates and fixed terms.
10 to 30 years terms
Fixed or ARM options
Escrow waivers available
High Balance options are available in high cost areas
Talk to a Loan Officer
Conventional High Balance
We go the extra mile to provide each client with a tailored experience.
10 to 30 years terms
Fixed or ARM options
Escrow waivers available
Ask your loan officer if you are in a high cost area
A lender you can trust !
HomeReady
HomeReadyTM is a loan program designed by Fannie Mae that helps individuals in limited income situations. Down payments start as low as 3% and gift funds from family members may be used to help cover any cost associated with the loan, including the down payment.
Properties in high cost areas may qualify
Gift funds from family member and current employer are allowed
Down payments start as low as 3%
Talk to a Loan Officer
Home Possible®
Home Possible® is a loan program designed by Freddie Mac to help more borrower achieve homeownership. Low down payment options and easier credit score make this a great option for individuals with less than perfect credit profiles.
Credit scores start at 620
Down payments start as low as 3%
Fixed-rate terms allow for consistent payments
A lender you can trust !
